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NIAGARA FALLS, N.Y. — Locally based financial intermediary Largo Capital has arranged a $4 million loan for the refinancing of a 110-room Wingate by Wyndham hotel in Niagara Falls. An undisclosed life insurance company provided the loan, which was structured with a 10-year term, fixed interest rate and a 25-year amortization schedule. Katie Vivian of Largo Capital arranged the debt. The borrower was also not disclosed.