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CHICAGO — Cambridge Realty Capital Cos. has arranged $1.39 million FHA-insured first mortgage loan for an undisclosed Illinois-based borrower. The loan will be used to refinance McGill Terrace Apartments, a 48-unit multifamily property located at 821-829 49th St. in Chicago. Cambridge Realty Capital Ltd. of Illinois underwrote the fully amortized, 38-year term loan. Additional terms of the loan were not released.