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CHEEKTOWAGA, N.Y. — Colliers International has secured $38 million in refinancing for AppleTree Business Park at 2875 Union Rd. in Cheektowaga. AppleTree’s four buildings span 426,950 square feet. Tenants include AT&T Mobility, TimeWarner NY Cable and Empire State College. Goldman Sachs Commercial Mortgage Capital provided the 10-year, fixed rate loan for AmCap, Inc., the borrower. Kevin Phelan and Jeffrey Black of Collier’s Boston office represented AmCap in the transaction.