INDEPENDENCE, MO. — Berkadia has arranged a $15 million loan for the refinancing of Cedar Ridge, a 234-unit multifamily property in Independence, about 10 miles east of Kansas City. The community features one-, two- and three-bedroom floor plans. Amenities include a playground, tennis court, clubhouse, community garden and laundry facilities. Andy Ahlers of Berkadia arranged the Fannie Mae loan on behalf of the borrower, San Francisco-based Cedar Ridge Apartment Homes LLC. The 15-year loan features a fixed interest rate below 4 percent.