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WATERFORD, MICH. — Southfield, Mich.-based Bernard Financial Group has arranged a $3 million loan for a Walgreens store located in Waterford. The single-building retail development measures 14,820 square feet in size. Financing for the borrower, P&P Real Estate Investment, was provided by a correspondent life insurance company of Bernard Financial Group. Bernard Financial Group will also service the loan. Additional terms of the financing were not disclosed.