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MONROVIA, CALIF. — Urban Housing Group is breaking ground for The Courtyards at Old Town, a multifamily complex in Monrovia, in early November. Designed by KTGY, the four-story property will feature 163 luxury apartments and 6,000 square feet of ground-level retail space. Units will offer granite countertops, maple cabinets, broadband wiring, in-unit laundry and 9-foot ceilings. The community will feature a pool, a spa, a fitness center, a clubhouse and seven landscaped courtyards. HSBC Realty Credit Corp. is providing financing for the project, which is slated for completion in April 2010.