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NEW YORK CITY — Ed Graf of Houlihan-Parnes Realtors has arranged a $1.5 million loan for the first mortgage refinancing of a 42-unit apartment building, located at 3033 Godwin Terrace in the Bronx. The 7-year loan includes a fixed interest rate of 4 percent for the life of the loan and has a 30-year amortization schedule.