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JERSEY CITY, N.J. — JLL has arranged a $13 million loan for the refinancing of Esjay Apartments, a 40-unit multifamily complex in Jersey City. The mid-rise building features one- and two-bedroom units with an average size of 680 square feet. Amenities include a fitness center, two rooftop terraces with grilling stations and a package handling room. Matthew Pizzolato of JLL arranged the 10-year, fixed-rate loan through Nationwide on behalf of the borrower, Point Capital Development LLC.