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SEATTLE — Kirkland Waterfront Market, a 23,957-square-foot, mixed-use building, has received an $8.5-million refinance. The market is located at 130 South Lake Street in the Seattle submarket of Kirkland. It contains both ground-floor retail and office space on the upper level. The owner occupies about 30 percent of the office space. The 10-year, fixed-rate loan features a 30-year amortization schedule. The loan was arranged by Mike Wood and Austin Johnson of NBS Financial Services. NBS Financial represented the local lender, Homestreet Bank, in this transaction.