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LMI Capital Closes Five Loans in Houston, Dallas Exceeding $36M

by Amy Works

HOUSTON AND DALLAS — LMI Capital has closed five financing transactions for six assets in the Houston and Dallas exceeding $36 million.

In the first transaction, Jamie Mullin of LMI Capital procured a $15 million, floating-rate loan for a 435-unit multifamily asset in southwest Houston. The terms include a two-year interest-only period, open prepayment structure and significant rehab component, which will be used to improve the buildings’ exteriors and complete select upgrades for the units’ interiors. The name of the borrower and the property were not released.

In the second deal, Kurt Dennis of LMI Capital originated a 25-year bank loan on an 11,000-square-foot office building in northwest Dallas. The first mortgage equated to 73 percent of the purchase price and included a step-down prepayment structure and low closing costs. The name of the borrower and the amount of the loan were not disclosed.

Mullin also arranged financing for four assets in southwest Houston. The transactions included:
– A 10-year, $4 million agency loan for a 120-unit multifamily asset. Terms of the loan included a fixed 4.1 percent interest rate, two years of interest-only payments and cash out proceeds to make ongoing improvements to the property and fund future acquisitions.
– A $6.8 million, seven-year loan for a 225-unit multifamily asset. The Fannie Mae loan included a fixed 3.83 percent interest rate and a three-year interest-only period. The financing returned more than $2.2 million of equity back to the undisclosed borrower.
– A 10-year, fixed-rate agency loan for a 130-unit multifamily property. Terms of the Freddie Mac acquisition financing included a three-year interest-only period and leverage of more than 81 percent of the purchase price. The name of the borrower was not released.

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