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DAYTON, OHIO — Meridian Capital Group has arranged a $3.56 million loan for Willowood Apartments, which features 125 apartment units and 20 townhomes, and is located at 3303 Shiloh Springs Rd. in Dayton. The loan carries a 6.39 percent interest rate over a 10-year term, with an 87 percent loan-to-value ratio. Jay Bidnick of Meridian’s New Jersey office originated the loan. The borrower was not disclosed.