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ATHENS, GA. — Stephen Farnsworth of Walker & Dunlop has secured a loan worth $19.97 million to refinance the 304-unit Fairways at Jennings Mill apartment community. The Athens property, which is 98 percent occupied, features a 17-seat movie theater, a fitness center and a pool. The HUD loan carries a 40-year term and a 40-year amortization. ECI Capital served as the borrower's agent.